Real estate appraisal services for homeowners in the city of Payette and Payette County

Here are the top seven reasons why ID homeowners use Frazer Peterson:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. To challenge a ID property tax assessment
  3. Remove PMI to cut a monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in ID by determining the true market value of real estate in question

Do you own a home in or near Payette? Do you need help deciding the value of your real estate?
Contact Frazer Peterson.

We at Frazer Peterson understand the individual needs of a consumer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value assessment than yours.

Appraisals to cancel PMI

A fashionable money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We are experts in helping homeowners just like you abolish unwanted and unneeded PMI insurance.

Challenging a property tax assessment

Lets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. This means you're going to pay higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Frazer Peterson is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Frazer Peterson can provide you with a professional appraisal to help you reinstate your home equity line of credit.

We Also Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for verity? An appraiser from Frazer Peterson can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Frazer Peterson can help with that too. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.